Your Benefits, Overpayments, and Medicare Eligibility as Explained by Disability Lawyers In Cincinnati
After you receive a favorable decision in your claim for Social Security disability benefits, you should learn how to keep up the obligations related to your benefits by researching the relevant laws or speaking with a Cincinnati disability lawyer. In particular, you should understand how your payments will work, how to take care of an overpayment, and how to become eligible for Medicare.
Your regular monthly benefits likely won’t begin until you’ve already received your check for past-due back benefits, although it is possible that you could get a regular payment before you receive your back benefits. The Social Security Administration (SSA) sets payments to arrive on a designated Wednesday of each month. Whether you will receive your check on the second, third, or fourth Wednesday depends on your birth month. Each check pays the benefits owed to you from the previous month. For example, a February check pays the benefits from January.
Once your regular monthly benefits have begun, you should keep track of your payments to make sure that an overpayment does not happen. You should speak with a Cincinnati disability lawyer or contact the SSA if your payments seem too high. The SSA will eventually realize that you have received an overpayment of money not owed to you. You will have an obligation to repay the SSA’s overpayment in full. If you’ve already spent the money from the overpayment, the SSA may suspend your monthly benefits until you completely repay the owed amount or deduct a reasonable amount each month from your benefits until you’ve accounted for the overpayment.
After you receive disability benefits for 24 months, you will become eligible for Medicare. Though Medicare will cover specified medical expenses, coverage through Part B of Medicare, which is the part of the program that will pay for your doctor’s visits, requires your payment of a premium. Furthermore, you might have coverage options outside of Medicare. For example, you might qualify for programs that cover disabled people with few assets and relatively low incomes. If you have private insurance, you should check your policy or ask the carrier whether Medicare must provide your primary coverage – if so, your private insurance carrier might only provide coverage of services not already covered by Medicare.